In the fast-paced world of manufacturing, where supply chain hiccups, equipment upgrades, and seasonal demands can strain cash flow, securing quick funding is essential. Traditional banks often drag their feet with lengthy approvals and strict criteria, but non-bank lenders are stepping up with lightning-fast options tailored to manufacturers. According to the Bipartisan Policy Center, non-bank lending has surged 69.5% annually, driven by needs like tariff resilience and reshoring efforts. In 2025, with the SBA’s new Manufacturer’s Access to Revolving Credit (MARC) program adding flexibility, these alternatives shine for their speed—often funding in 24 hours or less—while focusing on revenue over rigid credit scores.
This ranked list spotlights five of the top non-bank lenders for manufacturers, based on funding speed, loan flexibility, industry suitability, and real-user feedback. We prioritized lending sponsors of Manufacturing International for seamless access, evaluating based on 2025 data from lender sites, reviews, and industry reports. Each offers working capital, equipment financing, or revenue-based options to fuel growth without the red tape. We’ll walk through the Top 5 places for quick manufacturing funding, highlighting which lenders are best for your unique needs.
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- BriteCap Financial — Same-day working capital
- Uplyft Capital — Revenue-based next-day
- National Funding — 24-hour bridge
- AdvancePoint — Fast equipment options
- Greenbox Capital — High-risk friendly
Get Your Business funded in as little as SAME DAY NOW. Offers refresh on Fridays.
Top 5 Fast Business Loans for Manufacturers in 2025
Same-day to next-day funding vetted for manufacturers — bridge cash gaps for inventory, payroll, and equipment upgrades without bank delays.
BBB
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BriteCap Financial — Speed Demon for Same-Day Cash
- Funding speed: ~2-minute app; funds same day after e-signature.
- Amounts/terms: ≈$10K+; 6–18 months; factor rates; no collateral.
- Best for: raw materials, payroll spikes, rush inventory buys.
Case: CA machine shop replaced a failed CNC with $150K in hours — production stayed on schedule.
Uplyft Capital — Flexible RBF Tied to Sales
- Speed: approvals in hours; funds next business day.
- Amounts/terms: to ≈$5M RBF/MCA; 6–18 months; ~8–12% holdback.
- Best for: seasonal peaks, tariff stockpiles, fast equipment fixes.
Case: Midwest fabricator secured $250K in one day to stockpile steel; paid back with a 10% holdback.
National Funding — Versatile Bridge for Gaps
- Speed: decisions ≈24h; funds same/next day.
- Amounts/terms: ≈$5K–$500K; 4–24 months; early payoff discounts.
- Best for: inventory or payroll during supply lags.
Case: TX electronics assembler accessed $300K overnight to cover payroll during a supply delay.
AdvancePoint Capital — Fast Match for Equipment
- Speed: as fast as 24h; instant pre-quals for smaller tickets.
- Amounts/terms: ≈$10K–$5M; terms to 10 years; loans, RBF, factoring.
- Best for: automation upgrades, machinery leasing up to ≈$2M.
Case: FL fabricator financed $200K in automated welders same-day; output +30%.
Rounding out the top five, Greenbox excels for “high-risk” manufacturers denied by banks, offering one-day funding for inventory or growth.
- Funding Speed: Approvals and funding in one business day.
- Loan Details: $3K–$500K in cash advances; short terms; revenue-based.
- Manufacturer Fit: Targets lean-margin ops like textiles; min. 3 months in business.
Case: Apparel manufacturer grabbed $100K fast to meet holiday orders, avoiding stockouts.
Business Loan Comparison (Quick View)
| Lender | Max Amount | Funding Time | Best Use | Reqs (approx.) |
|---|---|---|---|---|
| ✓ BriteCap | $300k | Same-day | Working Capital | $75k rev; 2+ yrs |
| ✓ Uplyft | $5M | Next-day | RBF / Expansion | ≈$12k/mo rev |
| ✓ National Funding | $500k | ≈24h | Short-Term WC | $250k rev; 6+ mo |
| ✓ AdvancePoint | $500k+ | ≈24h | Equipment | Vendor quote ok |
| ✓ Greenbox | $500k | ≈1 day | High-Risk Inv. | ≈$10k/mo rev |
Fast Business Loans for Manufacturers — FAQs
How fast can I get funded?
Many applicants receive decisions within hours and funding in 24 hours or less (same-day possible after e-signature for some working-capital offers).
Docs needed for fastest approval?
Driver’s license, voided check, last 3–6 months of business bank statements, and basic entity details. For equipment, have a vendor quote or invoice.
RBF/MCA vs term vs equipment?
RBF/MCA: repayments tied to sales — fast/flexible, typically higher cost. Term: fixed payments for predictability. Equipment: secured by the asset; competitive rates.
Can I stack with SBA (e.g., MARC)?
Yes — many pair short-term working capital with longer-term SBA or equipment options. Coordinate to avoid lien conflicts and over-leveraging.
Ready to Secure Funding in 24 Hours?
Compare your best options and apply with confidence — tailored for manufacturers.
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